SoFi Smart Card
- Earn a $25 bonus when you spend $100 in your first 30 days. See terms.
- Earn unlimited 5% cashback rewards at grocery stores.
- You control your spending power. Your Smart Card spending limit is set by your SoFi Checking and Savings balance.
- Grow your credit score with on-time payment.
- No annual fee.
- Purchases intro APR
- N/A
- Balance transfer intro APR
- N/A
- Regular APR
- N/A
- Annual fee
- $0
- Credit needed
- No Credit History RequiredA FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.