Credit Cards for Good Credit

Capital One Quicksilver Cash Rewards for Good Credit

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Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
No rotating categories or sign-ups needed to earn cash rewards
Cash back won’t expire for the life of the account and there’s no limit to how much you can earn
$0 Fraud Liability for unauthorized charges

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 29.74% (Variable)
Annual fee: $0
Credit needed: Good, Fair

Synchrony Premier World Mastercard®

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2% cash back* on every purchase–no categories, tiers, or limits–no kidding.
No annual fee^
Zero Liability Protection
Secure online and mobile app account access
Get more out of every day purchases — earn 2% cash back with the Synchrony Premier World Mastercard. No complicated math or rewards categories to remember.
Plus, you’ll also gain access to additional key benefits like identity theft protection, money-saving discounts, and concierge travel planning support.
*CASH BACK REWARDS: Subject to credit approval. Valid on net purchases (less credits, returns and adjustments) of goods and services made with a Synchrony Premier World Mastercard. Cash back earned will be applied as a statement credit within 2 billing periods after an eligible purchase is made. Cash advances, fees and interest charges do not qualify to earn cash back. Account must be open and in good standing at the time the purchase is made and the statement credit is applied. See Rewards Program Terms for details.
^NO ANNUAL FEE: For New Accounts as of January 01, 2025: Variable Purchase APR 18.24%, 27.24%, or 33.99%. Variable Balance Transfer APRs 18.24%, 27.24%, or 33.99% and 4% Fee ($10 min). Variable Cash APR 21.24%, 30.24%, 36.99% and 5% Fee ($10 min). Variable Penalty APR 28.24%, 37.24%, or 39.99%. Minimum Interest Charge is $2. Foreign transaction fee: 3%

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 18.24% – 33.99% Variable APR as of January 1, 2025
Annual fee: $0
Credit needed: Good to Excellent

Capital One Savor Cash Rewards for Good Credit

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Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
No rotating categories or sign-ups needed to earn cash rewards
Cash back won’t expire for the life of the account and there’s no limit to how much you can earn
No foreign transaction fee
No annual fee
You’re covered by $0 Fraud Liability for unauthorized charges

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 29.74% (Variable)
Annual fee: $0
Credit needed: Good, Fair

Citi Double Cash® Card

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Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% – 28.24%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Purchases intro APR: N/A
Balance transfer intro APR: 0% intro for 18 months on Balance Transfers
Regular APR: 18.24% – 28.24% (Variable)
Annual fee: $0
Credit needed: Excellent, Good

Capital One VentureOne Rewards Credit Card

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$0 annual fee and no foreign transaction fees
For a limited time, enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 1.25X miles on every purchase, every day
Miles won’t expire for the life of the account and there’s no limit to how many you can earn
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Transfer your miles to your choice of 15+ travel loyalty programs
Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% – 29.24% variable APR after that; balance transfer fee applies

Purchases intro APR: 0% intro on purchases for 15 months
Balance transfer intro APR: 0% intro on balance transfers for 15 months
Regular APR: 19.24% – 29.24% (Variable)
Annual fee: $0
Credit needed: Excellent, Good

Citi Strata℠ Card

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For a limited time, earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.
0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 19.24% – 29.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Earn 3 ThankYou® Points for each $1 spent in an eligible Self-Select Category of your choice (Fitness Clubs, Select Streaming Services, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores). Choose your eligible Self-Select Category on Citi Online or by calling customer service. The default Self-Select Category is Select Streaming Services.
Earn 5 ThankYou® Points for each $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® via cititravel.com; earn 3 ThankYou Points for each $1 spent at Supermarkets, on Select Transit purchases, and at Gas & EV Charging Stations.
Earn 2 ThankYou® Points for each $1 spent at Restaurants; earn 1 ThankYou® Point for each $1 spent on All Other Purchases.
No Annual Fee

Purchases intro APR: 0% Intro APR for 15 months on purchases.
Balance transfer intro APR: 0% Intro APR for 15 months on balance transfers.
Regular APR: 19.24% – 29.24% (Variable)
Annual fee: $0
Credit needed: Excellent, Good

Citi Simplicity® Card

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No Late Fees, No Penalty Rate, and No Annual Fee… Ever
0% Intro APR on balance transfers for 21 months and on purchases for 12 months from date of account opening. After that the variable APR will be 18.24% – 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Stay protected with Citi® Quick Lock

Purchases intro APR: 0% for 12 months on Purchases
Balance transfer intro APR: 0% for 21 months on Balance Transfers
Regular APR: 18.24% – 28.99% (Variable)
Annual fee: $0
Credit needed: Excellent, Good

IHG One Rewards Traveler Credit Card

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Earn 80,000 Bonus Points
No Annual Fee
Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts
Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases
No Foreign Transaction Fees
Redeem 3 Nights, Get the 4th Night Free
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Member FDIC

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 19.99% – 28.49% Variable
Annual fee: $0
Credit needed: Good Credit, Excellent Credit

The Gemini Credit Card®

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Earn $200 in cryptocurrency after spending $3,000 in the first 90 days. Terms apply.
No annual fee and no foreign transaction fees. See Rates & Fees to learn more.
Get 4% back on gas, EV charging, transit, taxis & rideshares on up to $300 in spend per month. 1% thereafter. Spend cycle refreshes on the 1st of the calendar month.
3% back on dining, 2% back on groceries, 1% back on all other purchases
It’s the only credit card that deposits your crypto rewards immediately. In some rare cases, rewards are deposited when the transaction posts. Subject to Rewards Program Terms.
You can earn rewards in bitcoin, ethereum or 50+ other cryptos currently available on Gemini.
Maximize your crypto rewards by adding family, friends or a special someone to your primary account.
Your choice of a black, silver, rose gold, or bitcoin orange stainless-steel card, made from 75% recycled material
Make a purchase with your Gemini Credit Card anywhere in the world where Mastercard is accepted.
The Gemini Credit Card is issued by WebBank and offers various benefits from Mastercard.

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 17.24% – 29.24% Variable
Annual fee: $0
Credit needed: Excellent/Good

Citi Strata Elite℠ Card

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For a limited time, earn 80,000 bonus Points after spending $4,000 in the first 3 months of account opening.
Earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com
Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights℠ purchases, every Friday and Saturday from 6 PM to 6 AM ET. Earn 3 Points per $1 spent any other time
Earn 1.5 Points per $1 spent on All Other Purchases
Up to $300 Annual Hotel Benefit: Each calendar year, enjoy up to $300 off a hotel stay of two nights or more when booked through cititravel.com.
No Foreign Transaction Fees

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 21.24% – 29.24% (Variable)
Annual fee: $595
Credit needed: Excellent, Good

IHG One Rewards Premier Credit Card

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Earn 140,000 Bonus Points
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier cardmember
Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Member FDIC

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 19.99% – 28.49% Variable
Annual fee: $99
Credit needed: Good Credit, Excellent Credit

Nibbles Pet Rewards Credit Card

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Built-in pet insurance policy with up to $10K in accident and illness coverage for one pet
3X points on pet related purchases, including at the vet
1X points on all other purchases
Integrated claims process for faster reimbursement
Use at any licensed veterinarian
Personalize your insurance policy and add coverage or another pet for an additional charge
Nibbles is not a bank. The Nibbles Card is issued by Lead Bank. Fees and T&C apply. See nibbles.com for details.

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 17.74% + prime rate
Annual fee: No Annual Fee
Credit needed: Good/Excellent

Citi Strata Premier® Card

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Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
Earn 1 Point per $1 spent on all other purchases
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card
No Foreign Transaction Fees on purchases

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 20.24% – 28.24% (Variable)
Annual fee: $95
Credit needed: Excellent, Good

Capital One Venture Rewards Credit Card

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Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Earn unlimited 2X miles on every purchase, every day
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
Miles won’t expire for the life of the account and there’s no limit to how many you can earn
Receive up to a $120 credit for Global Entry or TSA PreCheck®
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
Transfer your miles to your choice of 15+ travel loyalty programs

Purchases intro APR: N/A
Balance transfer intro APR: N/A
Regular APR: 19.99% – 29.24% (Variable)
Annual fee: $95
Credit needed: Excellent, Good