The Gemini Credit Card®
- Earn $200 in cryptocurrency after spending $3,000 in the first 90 days. To qualify, applications need to be submitted and approved by June 30, 2025. Terms apply.
- No annual fee and no foreign transaction fees. See Rates & Fees to learn more.
- Get 4% back on gas at the pump and EV charging on up to $200 in spend per month. 1% thereafter. Spend cycle refreshes on the 1st of the calendar month.
- 3% back on dining, 2% back on groceries, 1% back on all other purchases
- It’s the only credit card that deposits your crypto rewards immediately. In some rare cases, rewards are deposited when the transaction posts. Subject to Rewards Program Terms.
- You can earn rewards in bitcoin, ethereum or 50+ other cryptos currently available on Gemini.
- Maximize your crypto rewards by adding family, friends or a special someone to your primary account.
- Your choice of a black, silver, or rose gold stainless-steel card, made from 75% recycled material
- Make a purchase with your Gemini Credit Card anywhere in the world where Mastercard is accepted.
- The Gemini Credit Card is issued by WebBank and offers various benefits from Mastercard.
- Purchases intro APR
- N/A
- Balance transfer intro APR
- N/A
- Regular APR
- 17.24% – 29.24% Variable
- Annual fee
- None.
- Credit needed
- Excellent/GoodA FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.